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Read more about the article When Bonds Lose Their Ballast: Rethinking “Safe” Assets in a Low-Yield World

When Bonds Lose Their Ballast: Rethinking “Safe” Assets in a Low-Yield World

  • Post author:Matt Pohlman
  • Post published:July 25, 2025
  • Post category:Weekly Whiteboards
  • Post comments:0 Comments

For most of their existence, U.S. Treasuries have played the role of the steady parent in the investment family—reliable, predictable, and always there when the stock market threw a tantrum.…

Continue ReadingWhen Bonds Lose Their Ballast: Rethinking “Safe” Assets in a Low-Yield World
Read more about the article All-Time High?  So What!

All-Time High?  So What!

  • Post author:Matt Pohlman
  • Post published:July 15, 2025
  • Post category:Weekly Whiteboards
  • Post comments:0 Comments

If you've ever tuned into financial news and heard breathless declarations that the market just hit an "all-time high," you might think it's time to cash out, move into the…

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Read more about the article The Work of Becoming: Change, Challenge, and Reinvention

The Work of Becoming: Change, Challenge, and Reinvention

  • Post author:Matt Pohlman
  • Post published:July 3, 2025
  • Post category:Weekly Whiteboards

I am going to tee this Weekly Whiteboard up with one of my all-time favorite quotes: “It is never too late to be what you might have been.”  I mean……

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Read more about the article Humans Leaving the Nest: The College Transition and Financial Planning That Goes with It

Humans Leaving the Nest: The College Transition and Financial Planning That Goes with It

  • Post author:Matt Pohlman
  • Post published:June 26, 2025
  • Post category:Weekly Whiteboards

There comes a moment—somewhere between ordering the graduation gown and picking out dorm “essentials”—when it hits you: your kid is actually going to college. And whether you’re weeping into your…

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Read more about the article Building a Portfolio

Building a Portfolio

  • Post author:Matt Pohlman
  • Post published:June 13, 2025
  • Post category:Weekly Whiteboards

Thinking about correlation, volatility and growth for each building block At East Franklin Capital, we know that the odds are stacked against us (or any investor for that matter) to find…

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Read more about the article From Fear to Confidence: Considering the Root of Market Anxiety

From Fear to Confidence: Considering the Root of Market Anxiety

  • Post author:Matt Pohlman
  • Post published:May 23, 2025
  • Post category:Weekly Whiteboards

Fear is a powerful force. At its core, it’s a survival mechanism—our mind’s way of protecting us from perceived danger. But in the modern world, especially in investing, fear often…

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Read more about the article Budget Deficits and their Long Term Baggage… Debt

Budget Deficits and their Long Term Baggage… Debt

  • Post author:Matt Pohlman
  • Post published:May 12, 2025
  • Post category:Weekly Whiteboards

I am going to open with a disclaimer. The topic of National Debt and Deficit is far too complex – and, frankly, enigmatic – for a short post like this one. But,…

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Read more about the article Possible Tax Strategies for High-Income W-2 Earners: Opportunities to Defer, Offset, and Plan Ahead

Possible Tax Strategies for High-Income W-2 Earners: Opportunities to Defer, Offset, and Plan Ahead

  • Post author:Matt Pohlman
  • Post published:May 5, 2025
  • Post category:Weekly Whiteboards

This is a more “narrow” Weekly Whiteboard than usual, but the application is broad enough, that I am sending it out to you all. As we move deeper into the…

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Read more about the article Why Planning is the Foundation of Long-Term Success

Why Planning is the Foundation of Long-Term Success

  • Post author:Matt Pohlman
  • Post published:April 25, 2025
  • Post category:Weekly Whiteboards

When it comes to managing wealth, investment performance often takes center stage. But in reality, investment management is just one outcome of something much more comprehensive—financial planning. For us, investing…

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Read more about the article The Beautiful Tug-of-War: Planning for Tomorrow, Living for Today

The Beautiful Tug-of-War: Planning for Tomorrow, Living for Today

  • Post author:Matt Pohlman
  • Post published:April 14, 2025
  • Post category:Weekly Whiteboards

As an investment advisor, I’m often asked about risk, returns, market cycles, and asset allocation. But quietly humming beneath all these questions is a deeper, more timeless tension—one that has…

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Read more about the article Steering the Ship in Rough Seas

Steering the Ship in Rough Seas

  • Post author:Matt Pohlman
  • Post published:April 7, 2025
  • Post category:Weekly Whiteboards

I’ll dive right in by saying – this is not going to be a “stay the course” email. With that said, I generally think reactionary investing is prone to poor…

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Read more about the article Tax Planning vs. Tax Execution: Why Your Investment Advisor Should Care Year-Round

Tax Planning vs. Tax Execution: Why Your Investment Advisor Should Care Year-Round

  • Post author:Matt Pohlman
  • Post published:April 3, 2025
  • Post category:Weekly Whiteboards

It’s that time of year again—March Madness!  Oh, and, time to gather information for your tax professional (or TurboTax for the DIYers in the crowd).  Tax “season” marks the time…

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Read more about the article Staying Calm When Disruption Is On The Market’s Mind

Staying Calm When Disruption Is On The Market’s Mind

  • Post author:Matt Pohlman
  • Post published:March 18, 2025
  • Post category:Weekly Whiteboards

Staying calm in a volatile market is easy—just move to a deserted tropical island, bring a good book (or ten), pack plenty of sunscreen and food, and don’t return until…

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Read more about the article What is a “Defensive” Investment?

What is a “Defensive” Investment?

  • Post author:Matt Pohlman
  • Post published:March 13, 2025
  • Post category:Weekly Whiteboards

There is an expression that goes “sometimes the best defense is a good offense”.  I submit to you… maybe sometimes the best offense is a good defense – at least, if you are…

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Read more about the article Are U.S. Treasury Bonds Part of a Smart Investor’s Portfolio?

Are U.S. Treasury Bonds Part of a Smart Investor’s Portfolio?

  • Post author:Matt Pohlman
  • Post published:February 28, 2025
  • Post category:Weekly Whiteboards

Let’s face it—life is unpredictable.  Okay, that may seem obvious, even trite, but it is still a truth as it relates to investing. Companies fail, markets crash, politicians bicker, and…

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Read more about the article Why Your Investment Advisor Should Be a Fiduciary

Why Your Investment Advisor Should Be a Fiduciary

  • Post author:Matt Pohlman
  • Post published:February 13, 2025
  • Post category:Weekly Whiteboards

In the world of investment advisors (some might say an alternative universe), there are two types: those who work for you and those who technically work for you but might…

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Read more about the article Tariffs, Trade, and Market Turbulence

Tariffs, Trade, and Market Turbulence

  • Post author:Matt Pohlman
  • Post published:February 6, 2025
  • Post category:Weekly Whiteboards

This week’s The Weekly Whiteboard is, not surprisingly, about tariffs and the impacts on our economy and the investment markets. I do want to make a distinction that the potential…

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Read more about the article Retirement Timing: A Blend of Planning and Passion

Retirement Timing: A Blend of Planning and Passion

  • Post author:Matt Pohlman
  • Post published:January 27, 2025
  • Post category:Weekly Whiteboards

Knowing when to retire is a big decision—and let’s face it, a little intimidating. For some, retirement is the beginning of a lifelong dream of sipping margaritas on a beach.…

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Read more about the article The Outlook for Global Equities in 2025: Optimism, Caution, and a Dash of Reality

The Outlook for Global Equities in 2025: Optimism, Caution, and a Dash of Reality

  • Post author:Matt Pohlman
  • Post published:January 20, 2025
  • Post category:Weekly Whiteboards

As we step into 2025, investors and managers alike are carefully weighing the scales of hope and skepticism in global equities. The past few years have brought us monetary tightening,…

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Read more about the article Tax Planning: The Unsung Hero of Your Financial Success

Tax Planning: The Unsung Hero of Your Financial Success

  • Post author:Matt Pohlman
  • Post published:January 10, 2025
  • Post category:Weekly Whiteboards

Let’s face it, tax planning isn’t the most glamorous aspect of financial strategy. It doesn’t carry the thrill of producing positive portfolio returns in a down market or capitalizing on…

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  • When Bonds Lose Their Ballast: Rethinking “Safe” Assets in a Low-Yield World
  • All-Time High?  So What!
  • The Work of Becoming: Change, Challenge, and Reinvention
  • Humans Leaving the Nest: The College Transition and Financial Planning That Goes with It
  • Building a Portfolio

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