(Note to readers: This is a longer Weekly Whiteboard than usual, but I think it is worth the read. I hope it provides value to you or someone you know.)"Matt,…

The mid-year mark can signify or represent different things to difference people. For an investment advisor, there is something almost ceremonial about the end of June. For college freshmen it…

Inflation is one of those economic concepts that seems straightforward at first glance—and one that I have written about before. However, I wanted to revisit the topic as inflation numbers…

In my view, one of the most common mistakes investors (not our clients… OTHER investors) make is treating their portfolio as a collection of investments rather than a collection of…

One of the more surprising lessons that comes with age and experience is that expertise and curiosity often pull in opposite directions. Experience teaches us what works. Curiosity asks whether…

Okay, by the end of this week’s post that title will seem a little self-serving and maybe even slightly dramatic – but I do think you can help someone by…

While the monthly social security check may not be crucial for our clients, it is a fact of life at a certain age – so shouldn’t we do our best…

There was a time, not all that long ago, when investors could speak about “international diversification” with the same quiet confidence one might reserve for discussing Newtonian physics or the…

Before we dive into the philosophy of generosity and the meaning of life (you know, just the light stuff), let’s address the obvious question: why is an investment advisor writing…

There are times (occasionally long periods of time) in markets when abstractions dominate: earnings revisions, forward multiple expansion, and Fed action speculation, to name a handful that come to mind.…

As a little-known member of the Jackson Five, Michael, once sang “I’m starting with the man in the mirror” in reference to making a change. Now, I am not sure…

Each week I focus my Weekly Whiteboard on a topic that has investment, planning and/or more philosophical (bigger picture) implications. This week is no different, however, I want to disclaim…

Regardless of country, culture or inclination, as of the writing of this week’s Whiteboard, space exploration marks another exciting milestone as Artemis II takes center stage – a mission that…

Attached is a piece by Ray Dalio (a relatively well-known investor and a true visionary in the investment management business) titled “The Concept and Mechanics of an All Weather Portfolio”…

In a culture that often equates productivity with virtue, taking a vacation can feel almost indolent or even defiant. The calendar fills up, emails accumulate, and the to-do list stretches…

One of the most persistent debates in investing centers around a deceptively simple question: Can investors time the market? The conventional wisdom is clear. Investors should not attempt to “time…

Over the past half century of economic uncertainty, one theme stands out: financial markets repeatedly recover from deep downturns. This resilience isn’t accidental; it’s rooted in economic adaptation, structural reforms,…

Aside from earning other/new income or relying on a retirement income product (like an annuity) post-career, I want to look at income in retirement through the investment lens. When investors…

Given the topic in this week’s Weekly Whiteboard (options), our compliance department has suggested language and concepts that need to be an opening disclaimer.  To that end, please note the…

For most of modern history, energy followed a remarkably simple script. We pulled something out of the ground, burned it, used the heat to spin a turbine, and pushed electrons…