As a little-known member of the Jackson Five, Michael, once sang “I’m starting with the man in the mirror” in reference to making a change. Now, I am not sure…

Each week I focus my Weekly Whiteboard on a topic that has investment, planning and/or more philosophical (bigger picture) implications. This week is no different, however, I want to disclaim…

Regardless of country, culture or inclination, as of the writing of this week’s Whiteboard, space exploration marks another exciting milestone as Artemis II takes center stage – a mission that…

Attached is a piece by Ray Dalio (a relatively well-known investor and a true visionary in the investment management business) titled “The Concept and Mechanics of an All Weather Portfolio”…

In a culture that often equates productivity with virtue, taking a vacation can feel almost indolent or even defiant. The calendar fills up, emails accumulate, and the to-do list stretches…

One of the most persistent debates in investing centers around a deceptively simple question: Can investors time the market? The conventional wisdom is clear. Investors should not attempt to “time…

Over the past half century of economic uncertainty, one theme stands out: financial markets repeatedly recover from deep downturns. This resilience isn’t accidental; it’s rooted in economic adaptation, structural reforms,…

Aside from earning other/new income or relying on a retirement income product (like an annuity) post-career, I want to look at income in retirement through the investment lens. When investors…

Given the topic in this week’s Weekly Whiteboard (options), our compliance department has suggested language and concepts that need to be an opening disclaimer.  To that end, please note the…

For most of modern history, energy followed a remarkably simple script. We pulled something out of the ground, burned it, used the heat to spin a turbine, and pushed electrons…

First, a confession:  I enjoy writing these Weekly Whiteboards far more than you might enjoy reading them.  Matt, you might say, how is that possible as these are the cornerstone…

Linked below is a great piece produced by investment management firm Alliance Bernstein titled Equity Outlook 2026: Mapping a New Spectrum of Return Drivers. For those who have been reading my…

Many people think of retirement as a date on a calendar, a point in time, or even an account balance. June 30th. December 31st. “Two more years and I’m out.”…

Disclaimer: East Franklin Capital does not currently sell life insurance policies. We DO factor life insurance (and disability) policies into our long-term planning because I think it is an essential…

Once upon a time, investing was a thoughtful, deliberate, and steady endeavor… that was only a decade ago! Back in those “old days,” the investment manager would pore over annual…

Disclaimer: Attached to this page is a link to Vanguard’s “Year-End Checklist,” which I find to be a comprehensive and thoughtful resource for planning. If you are a client of…

As an investment advisor, I spend most of my day knee-deep in reports, spreadsheets, market charts, and the occasional headline that makes me question whether I should laugh, cry, or…

Dear Unrealized Gains,Let me start by saying – as an investment you have been great.  It has been a great run and I hope to remember all the good times…

There’s a peculiar new ritual unfolding in today’s markets. A headline flashes across social feeds — “Stocks fall 2% in a single session!” — and suddenly, investors are rushing in…

This week I want to focus on a topic that has come up often in recent conversations: investing the “safe” portion of a portfolio when there are no more “safe”…